Mega Hospital Investa

A health insurance product that provides a peace of mind to any loss of daily income due to any hospitalization by the Insured. The insurance covers you with comprehensive benefits i.e. daily hospitalization benefit, no claim bonus and death benefit.

Daily Inpatient Benefit (Non ICU)

  • Inpatient (Non ICU) in hospital due to illness or accident.
  • Minimum Inpatient (Non ICU) duration is 24 hours due to illness, except accident.
  • Maximum Inpatient (Non ICU) duration is 180 calendar days in 1 policy year.

Daily Inpatient Benefit (ICU / ICCU)

  • Inpatient (ICU / ICCU) in hospital due to illness or accident.
  • Minimum Inpatient (ICU / ICCU) duration is 24 hours due to illness, except accident.
  • Maximum Inpatient (ICU / ICCU) duration is 60 calendar days in 1 policy year.

Premium Returns

50% of total premium paid (without interest) in each 36-month period subject to the following provisions:

  • No claims are paid by the Insurer to the Insured at any period during such 36 months.
  • There is no suspension of payment of claim filed by the Insured at any period during such 36 months.
  • Payment of premium refund will be made by Insurer 2 months later after the end date of each 36 months period by the way of crediting back to Credit Card / Policyholder Account.

Death Benefit

If the Insured dies during the period of insurance because of the cause which is not included in the exclusion of the Policy, then the sum assured will be paid to the beneficiary based on the chosen plan.

Product Benefit

Terms & Conditions

Entry Age

Insured: 6 months - 59 years (nearest birthday)
Policyholder: 18 years minimum (nearest birthday)

Insurance Period

Minimum 1 year and can be extended until the Insured is 60 years old

Marketed Through

Telemarketing distribution channel

Currency

Rupiah (IDR)

Premium Payment

Annual & Monthly

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Product Summary - Mega Hospital Investa
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Effective since July 16, 2018, PT Asuransi Jiwa Mega Indonesia has changed to PT PFI Mega Life Insurance
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Jl. TB. Simatupang Kav. 88, Pasar Minggu, Jakarta Selatan 12520, Indonesia

Tel.+62 21 29545555

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